Why Veterans Choose Hero.Loan For VA Loans

Why Veterans Choose Hero.Loan For VA Loans

Go back to: Mortgage News | Homepage

Why Veterans Choose Hero.Loan For VA Loans

Why Veterans Choose Hero.Loan For VA Loans

As Hero.Loan continues to grow, veterans, active service members and their families from all across the country are discovering why Hero.Loan is the best choice for their VA Loans.   Anyone who qualifies for a VA Loan through their military service should use Hero.Loan.

We Pay For Your Appraisal

Hero.Loan pays your appraisal cost as a thank you for your service.  You’ll never pay for a home appraisal with a VA Loan from Hero.Loan.

We Close In As Little As 14 Days

Nobody else in the industry does this.  We are delegated at the highest level for VA Loans, and that means we are making our own decisions on loans.  You don’t have to wait the 90 days and up that some lenders take.  You won’t lose your dream house waiting for another mortgage company to finally get your paperwork done.  We’ll get it done for you.

We Fill Out Your VA Paperwork For You

Many veterans are wary of the VA Loan because there is so much paperwork to fill out.  At Hero.Loan, we make that problem go away by filling out your Certificate of Eligibility paperwork for you.  Our professional staff has filled out hundreds of these documents and will make sure that your paperwork is completed quickly and thoroughly so you can get on to the business of buying your home!

VA Loans Have Zero Down Payment

That’s right, if you’re worried about making a big down payment on a home, you can take that money and put it back in the bank.  The VA Loan comes with no down payment requirement. 

You can watch the video below as well to learn more about the Hero Loan and how it can help any active or retired military members buy or refinance the home of their dreams.

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

Why Veterans Choose Hero.Loan For VA Loans

Why Veterans Choose Hero.Loan For VA Loans

Go back to: Mortgage News | Homepage

Why Veterans Choose Hero.Loan For VA Loans

Why Veterans Choose Hero.Loan For VA Loans

As Hero.Loan continues to grow, veterans, active service members and their families from all across the country are discovering why Hero.Loan is the best choice for their VA Loans.   Anyone who qualifies for a VA Loan through their military service should use Hero.Loan.

We Pay For Your Appraisal

Hero.Loan pays your appraisal cost as a thank you for your service.  You’ll never pay for a home appraisal with a VA Loan from Hero.Loan.

We Close In As Little As 14 Days

Nobody else in the industry does this.  We are delegated at the highest level for VA Loans, and that means we are making our own decisions on loans.  You don’t have to wait the 90 days and up that some lenders take.  You won’t lose your dream house waiting for another mortgage company to finally get your paperwork done.  We’ll get it done for you.

We Fill Out Your VA Paperwork For You

Many veterans are wary of the VA Loan because there is so much paperwork to fill out.  At Hero.Loan, we make that problem go away by filling out your Certificate of Eligibility paperwork for you.  Our professional staff has filled out hundreds of these documents and will make sure that your paperwork is completed quickly and thoroughly so you can get on to the business of buying your home!

VA Loans Have Zero Down Payment

That’s right, if you’re worried about making a big down payment on a home, you can take that money and put it back in the bank.  The VA Loan comes with no down payment requirement. 

You can watch the video below as well to learn more about the Hero Loan and how it can help any active or retired military members buy or refinance the home of their dreams.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

Go back to: Mortgage News | Homepage

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

A recent study from TD Ameritrade has shown that 48% of homeowners plan to renovate their homes in the next two years.  With home values rising quickly and home development not keeping up, it’s a great plan to take that value and turn it into more.  However, these homeowners need to find a way to pay for these renovations and should pay for them with a Cash Out Refinance instead of a Home Equity Line of Credit.

A Cash Out Refinance takes all of the equity that you have built up over the years, plus the value that your home has acquired during this stretch of home values rising, and lets you borrow against it to take cash out of the home. 

You can use the money for whatever you want, but a great use for it is to make those renovations on your home.  Many of them will increase the value of your home further and make it a home you may want to stay in longer, instead of moving to another home that may cost you more money.

Renovations like a new deck, patio, pool, fence, or interior work like a new bedroom, mancave, or office can add incredible value to your home, and play for itself.

We haven’t even talked about the best part of a Cash Out Refinance today.  With rates near record-low levels, you can even get a Cash Out Refinance without increasing your monthly payment much at all!  Lowering your interest rate in a Cash Out Refinance can keep your payments flat, letting you build onto your home without breaking your budget.

It also keeps you from a HELOC, which is a huge mistake during times like these.  A Home Equity Line of Credit is a 2nd mortgage taken against your home that often comes with an adjustable rate that will hurt when rates do rise again.  Stick with the incredibly low rates available now and take out a Cash Out Refinance today.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

Go back to: Mortgage News | Homepage

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

Half of Homeowners Want to Renovate – Pay With a Cash Out Refinance

A recent study from TD Ameritrade has shown that 48% of homeowners plan to renovate their homes in the next two years.  With home values rising quickly and home development not keeping up, it’s a great plan to take that value and turn it into more.  However, these homeowners need to find a way to pay for these renovations and should pay for them with a Cash Out Refinance instead of a Home Equity Line of Credit.

A Cash Out Refinance takes all of the equity that you have built up over the years, plus the value that your home has acquired during this stretch of home values rising, and lets you borrow against it to take cash out of the home. 

You can use the money for whatever you want, but a great use for it is to make those renovations on your home.  Many of them will increase the value of your home further and make it a home you may want to stay in longer, instead of moving to another home that may cost you more money.

Renovations like a new deck, patio, pool, fence, or interior work like a new bedroom, mancave, or office can add incredible value to your home, and play for itself.

We haven’t even talked about the best part of a Cash Out Refinance today.  With rates near record-low levels, you can even get a Cash Out Refinance without increasing your monthly payment much at all!  Lowering your interest rate in a Cash Out Refinance can keep your payments flat, letting you build onto your home without breaking your budget.

It also keeps you from a HELOC, which is a huge mistake during times like these.  A Home Equity Line of Credit is a 2nd mortgage taken against your home that often comes with an adjustable rate that will hurt when rates do rise again.  Stick with the incredibly low rates available now and take out a Cash Out Refinance today.

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

Why You Need an FHA Streamline Loan

Why You Need an FHA Streamline Loan

FHA Loans are mortgages backed by the Federal Housing Administration.  They are designed to help more people reach their goal of owning a home by presenting a lower barrier to entry.  An FHA Loan only requires a 3.5% down payment, and often will have a lower interest rate than a traditional loan.  The downside is that you have to pay PMI, or Private Mortgage Insurance, to secure the loan.  Overall, FHA is a great product, and The Home Loan Expert has the highest delegation for FHA lenders.  We also offer an FHA Streamline Refinance for borrowers who currently have an FHA loan.

The qualifications are pretty simple.

  • You have to live in the house you are refinancing.
  • You can’t have made more than two, 30-day late payments on your FHA mortgage in the past 12 months.
  • You have not completed an FHA Streamline Refinance in the past 6 months.
  • FHA does not have a minimum credit score required for a streamline refinance.

There are a couple of real advantages for this loan that can help out homeowners.  One is that it can give you an opportunity to take advantage of today’s record low interest rates, even if you aren’t in a position for a traditional refinance.  You can get a new FHA Streamline Refinance quickly and easily, and start saving money right away.  You can also help yourself out if you are underwater on your mortgage.  An FHA Streamline Refinance carries an unlimited loan-to-value ratio.  What do I mean here?  It means that you can borrow more than your home is worth, and you can get out from under a bad mortgage if you have been struggling with an underwater loan.

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

Why You Need an FHA Streamline Mortgage

Why You Need an FHA Streamline Mortgage

Go back to: Mortgage News | Homepage

Why You Need an FHA Streamline Mortgage

Why You Need an FHA Streamline Mortgage

FHA Loans are mortgages backed by the Federal Housing Administration.  They are designed to help more people reach their goal of owning a home by presenting a lower barrier to entry.  An FHA Loan only requires a 3.5% down payment, and often will have a lower interest rate than a traditional loan.  The downside is that you have to pay PMI, or Private Mortgage Insurance, to secure the loan.  Overall, FHA is a great product, and The Home Loan Expert has the highest delegation for FHA lenders.  We also offer an FHA Streamline Refinance for borrowers who currently have an FHA loan.

The qualifications are pretty simple.

  • You have to live in the house you are refinancing.
  • You can’t have made more than two, 30-day late payments on your FHA mortgage in the past 12 months.
  • You have not completed an FHA Streamline Refinance in the past 6 months.
  • FHA does not have a minimum credit score required for a streamline refinance.

There are a couple of real advantages for this loan that can help out homeowners.  One is that it can give you an opportunity to take advantage of today’s record low interest rates, even if you aren’t in a position for a traditional refinance.  You can get a new FHA Streamline Refinance quickly and easily, and start saving money right away.  You can also help yourself out if you are underwater on your mortgage.  An FHA Streamline Refinance carries an unlimited loan-to-value ratio.  What do I mean here?  It means that you can borrow more than your home is worth, and you can get out from under a bad mortgage if you have been struggling with an underwater loan.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Hero.Loan, VA Loans, and the Fourth of July

Hero.Loan, VA Loans, and the Fourth of July

Go back to: Mortgage News | Homepage

Hero.Loan, VA Loans, and the Fourth of July

Hero.Loan, VA Loans, and the Fourth of July

The Veterans Administration Loan, or VA Loan, is one of the biggest benefits of military service.  It was designed to give our military heroes a shot at true home ownership when returning from war, and a way to help their families in case the soldier doesn’t return.

The VA Loan was originally the Servicemen’s Readjustment Act of 1944.  It authorized the VA to among other things, guarantee or insure loans for homes, farms, and businesses of veterans.  Over 22 million loans have been guaranteed by the VA, making it one of the most successful programs of its kind in history. 

However, this still means that there are millions of veterans, active servicemembers and their families who have not taken advantage of the program.  Many of them may not be aware of the benefits that they are passing up on and have bought homes with other loan programs.  Some have been told that another program is better for them. 

Not every mortgage company can actually close a VA Loan.  They have to work with other organizations and can’t make their own decisions on VA Loans.   The Hero.Loan program is delegated at the highest level with VA Loans, and can make all of our own decisions on them.  That cuts out a lot of red tape and time.  In fact, we can close VA Loans in as little as 14 days.  Many mortgage companies can take 90 days to close. 

Those companies will often tell veterans that they are better off with a VA or Conventional loan, and that it will take too long to close their VA loan, keeping them from being able to buy the house they want.  This is nonsense.  It’s another company that can’t get it done.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Hero.Loan, VA Loans, and the Fourth of July

Hero.Loan, VA Loans, and the Fourth of July

Go back to: Mortgage News | Homepage

Hero.Loan, VA Loans, and the Fourth of July

Hero.Loan, VA Loans, and the Fourth of July

The Veterans Administration Loan, or VA Loan, is one of the biggest benefits of military service.  It was designed to give our military heroes a shot at true home ownership when returning from war, and a way to help their families in case the soldier doesn’t return.

The VA Loan was originally the Servicemen’s Readjustment Act of 1944.  It authorized the VA to among other things, guarantee or insure loans for homes, farms, and businesses of veterans.  Over 22 million loans have been guaranteed by the VA, making it one of the most successful programs of its kind in history. 

However, this still means that there are millions of veterans, active servicemembers and their families who have not taken advantage of the program.  Many of them may not be aware of the benefits that they are passing up on and have bought homes with other loan programs.  Some have been told that another program is better for them. 

Not every mortgage company can actually close a VA Loan.  They have to work with other organizations and can’t make their own decisions on VA Loans.   The Hero.Loan program is delegated at the highest level with VA Loans, and can make all of our own decisions on them.  That cuts out a lot of red tape and time.  In fact, we can close VA Loans in as little as 14 days.  Many mortgage companies can take 90 days to close. 

Those companies will often tell veterans that they are better off with a VA or Conventional loan, and that it will take too long to close their VA loan, keeping them from being able to buy the house they want.  This is nonsense.  It’s another company that can’t get it done.

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed