Texas Loan Experts are an FHA, directly endorsed, approved lender by the Department of Housing and Urban Development. That means we have the  experience and home loan knowledge not every mortgage lender has. Texas home buyers love the flexibility of an FHA loan, 1 in 5 home buyers use an FHA mortgage. FHA loans provide very strong options for both purchase and home refinance. You can qualify with an extremely low down payment and less than perfect credit. Here’s what you can expect from one of the best home loans programs in Texas.

Low FHA down payment options

• Mortgage interest rates are typically lower than a conventional loan
• As low as 3.5% down payment
• Cash out refinance up to 80% of your home’s value
• Debt to income ratios up to 57%
• FHA mortgages can be used for condos, single family homes and 1-4 unit properties
• Credit score down to 580 can be approved
• Underwrite all FHA loans in house
• A month without mortgage payments
• 5-min home loan pre-approval
• Rate and term refinance up to 97.75% of your home’s value
• We can close your loan in as little as 14 days
  
  When you hear mortgage commercials about low mortgage interest rates, they are probably talking about a FHA home loan. Not all Texas mortgage lenders offer the same interest rate or costs on a loan. As an FHA approved mortgage lender,  Texas Loan Experts can help make this loan a reality for you and your family. We can help get you in your new Texas home within a couple weeks. The FHA home loan process is hassle free, we’re here to help you every step of the way.