Home Values in Austin Soaring – Refinance Now

Home Values in Austin Soaring – Refinance Now

After watching the housing purchase market almost shut down completely back in April, people are itching to buy, and that is increasing the value of your home.  With home values in Austin soaring, it’s time to refinance now and save thousands.

States are loosening the social distancing requirements, and that’s leading to a rush of home buyers at open houses.  After the coronavirus pandemic forced many home sellers to pull their houses off of the market due to an inability to sell, it pushed an already meager selection of available homes to the breaking point.

New listings were dropping quickly, even seeing half as many new listings during the second week of April compared to 2019’s rates that same week.  With short supply and high demand, the houses that are available, and by extension, your home values in Austin, are rising in value rapidly.

Sellers still are not flying back in to the market, whether because they have changed their minds, or that they just don’t want strangers in their homes during a pandemic.

Buyers are also seeing those incredibly low mortgage interest rates and itching to get out off their current homes, whether they rent or own.  Being cooped up in your own place for months on end tends to highlight its flaws, after all.

With interest rates at all-time lows, and home values soaring, it’s time for a mortgage refinance.

Homeowners can refinance to a lower mortgage interest rate to lower their monthly payment, or take out cash from their home, or shorten the length of their mortgage commitment. 

Lowering the monthly payment lets you spend your hard-earned money on other things every month.  Saving hundreds of dollars off of your mortgage every month can be turned into car payments, or college payments, or you can buy a boat, or a vacation home.

Taking out cash from the home is a great way to pay off credit cards or other high-interest debt that is draining your bank accounts every month, or to perform repairs or upgrades to your house.

Shortening the duration of your mortgage allows you to own your home more quickly, and save thousands of dollars over the course of your mortgage.

Plus, after every mortgage refinance, you don’t have to make a mortgage payment for two whole months! That’s a great way to put these rising home values in Austin to work for you!

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

Home Values in Texas Soaring – Refinance Now

Home Values in Texas Soaring – Refinance Now

After watching the housing purchase market almost shut down completely back in April, people are itching to buy, and that is increasing the value of your home.  With home values in Texas soaring, it’s time to refinance now and save thousands.

States are loosening the social distancing requirements, and that’s leading to a rush of home buyers at open houses.  After the coronavirus pandemic forced many home sellers to pull their houses off of the market due to an inability to sell, it pushed an already meager selection of available homes to the breaking point.

New listings were dropping quickly, even seeing half as many new listings during the second week of April compared to 2019’s rates that same week.  With short supply and high demand, the houses that are available, and by extension, your home values in Texas, are rising in value rapidly.

Sellers still are not flying back in to the market, whether because they have changed their minds, or that they just don’t want strangers in their homes during a pandemic.

Buyers are also seeing those incredibly low mortgage interest rates and itching to get out off their current homes, whether they rent or own.  Being cooped up in your own place for months on end tends to highlight its flaws, after all.

With interest rates at all-time lows, and home values soaring, it’s time for a mortgage refinance.

Homeowners can refinance to a lower mortgage interest rate to lower their monthly payment, or take out cash from their home, or shorten the length of their mortgage commitment. 

Lowering the monthly payment lets you spend your hard-earned money on other things every month.  Saving hundreds of dollars off of your mortgage every month can be turned into car payments, or college payments, or you can buy a boat, or a vacation home.

Taking out cash from the home is a great way to pay off credit cards or other high-interest debt that is draining your bank accounts every month, or to perform repairs or upgrades to your house.

Shortening the duration of your mortgage allows you to own your home more quickly, and save thousands of dollars over the course of your mortgage.

Plus, after every mortgage refinance, you don’t have to make a mortgage payment for two whole months! That’s a great way to put these rising home values in Texas to work for you!

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Austin Mortgage Refinancing From Home

Austin Mortgage Refinancing From Home

The global pandemic is keeping people in their homes, but it’s not keeping people from mortgage refinancing in Austin.  That’s because mortgages can be done digitally, with little to no face-to-face contact. 

During times like this, and times when there are not pandemics, there needs to be an alternative to the traditional way of doing mortgages, and we offer a mortgage refinancing option in Austin that allows borrowers to complete each step, from start to finish, without ever leaving the comfort of their home.

Our 5 Minute Loan Approval program has allowed us to continue closing loans at the same speed that we have been known for.  Even though we are all working remotely, it hasn’t stopped our production, as loans continue to close in record time.

Many mortgage companies are adding conditions to their loan programs, slowing down the process even further.  We have gone in the opposite direction.

Mortgage refinancing in Austin has never been easier. 

Whether you are looking to get cash out to pay off credit cards, shorten the term of your loan, lower your monthly payment, or any other reason, now is the time to do it.

With Americans spending hours online every day looking for COVID-19 news, homeowners can spare five minutes to find out what their options are.

Mortgage refinancing in Austin can be used to add on to your home or make needed repairs as well.  If you’ve always wanted a deck or a pool, a cash-out refinance can get it done. 

With mortgage rates near all-time lows, if you bought your home years ago, you can save thousands of dollars over the course of your loan using our mortgage refinancing programs.

Borrowers who are paying PMI (Private Mortgage Insurance) can also benefit by refinancing to a conventional loan if they have already built 20% equity in their home.  Eliminating the PMI payments from your loan is a major benefit of many refinances.

Another HUGE benefit of mortgage refinancing with our team is that borrowers can skip two full months of mortgage payments after completing the process.  What could you do with two months off from making your mortgage payment?

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Mortgage Refinancing From Home Austin

Mortgage Refinancing From Home Austin

The global pandemic is keeping people in their homes, but it’s not keeping people from mortgage refinancing in Austin.  That’s because mortgages can be done digitally, with little to no face-to-face contact. 

During times like this, and times when there are not pandemics, there needs to be an alternative to the traditional way of doing mortgages, and we offer a mortgage refinancing option in Austin that allows borrowers to complete each step, from start to finish, without ever leaving the comfort of their home.

Our 5 Minute Loan Approval program has allowed us to continue closing loans at the same speed that we have been known for.  Even though we are all working remotely, it hasn’t stopped our production, as loans continue to close in record time.

Many mortgage companies are adding conditions to their loan programs, slowing down the process even further.  We have gone in the opposite direction.

Mortgage refinancing in Austin has never been easier. 

Whether you are looking to get cash out to pay off credit cards, shorten the term of your loan, lower your monthly payment, or any other reason, now is the time to do it.

With Americans spending hours online every day looking for COVID-19 news, homeowners can spare five minutes to find out what their options are.

Mortgage refinancing in Austin can be used to add on to your home or make needed repairs as well.  If you’ve always wanted a deck or a pool, a cash-out refinance can get it done. 

With mortgage rates near all-time lows, if you bought your home years ago, you can save thousands of dollars over the course of your loan using our mortgage refinancing programs.

Borrowers who are paying PMI (Private Mortgage Insurance) can also benefit by refinancing to a conventional loan if they have already built 20% equity in their home.  Eliminating the PMI payments from your loan is a major benefit of many refinances.

Another HUGE benefit of mortgage refinancing with our team is that borrowers can skip two full months of mortgage payments after completing the process.  What could you do with two months off from making your mortgage payment?

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

Get a Mortgage Pre-Approval Today For Summer Projects

Get a Mortgage Pre-Approval Today For Summer Projects

Go back to: Mortgage News | Homepage

Get a Mortgage Pre-Approval Today For Summer Projects

Get a Mortgage Pre-Approval Today For Summer Projects

With the entire country continuing to stay home due to COVID-19, people are finding projects and repairs around their homes that need doing.  While some projects, like cleaning out the basement or scrubbing the toilets, can be done with a little elbow grease and effort, others require some money.  That’s where a mortgage pre-approval can be the start of a big project.

Getting a Cash-Out Refinance right now is the best way to fund a large renovation or repair project in your home.  You save money compared to taking out a bank loan, and especially against putting it on a credit card. 

A Cash-Out Refinance is a low-interest way to get that money in your pocket.

With a mortgage pre-approval for a cash-out refinance, you’re borrowing against the equity that you have already built in your home, by making your payments and the value appreciation of the property.  When you combine those with the incredibly low interest rates that are available right now, it’s a great time to put money back in your pocket.

This can fund larger projects.

If you have a crack in the basement foundation, now is the time to get it repaired.  If you have always wanted to put in a desk, now is the time.  For anyone that has dreamed of a new fence, a swimming pool, a hot tub, a cabana, a patio, or anything else that you can attach t your home, now is the time.

Getting a mortgage pre-approval is the first step, and you can do it entirely from the safety of your home, without ever having to leave.  Our 5-Minute Loan Approval process is 100% digital. 

Finding a project is easy – just look around and imagine what you could do with your home.  Funding it should be just as easy.  Start today with the 5-Minute Loan Approval and be ready to complete your big project this summer, or as soon as the lockdowns lift.

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

Get a Mortgage Pre-Approval Today For Summer Projects

Get a Mortgage Pre-Approval Today For Summer Projects

Go back to: Mortgage News | Homepage

Get a Mortgage Pre-Approval Today For Summer Projects

Get a Mortgage Pre-Approval Today For Summer Projects

With the entire country continuing to stay home due to COVID-19, people are finding projects and repairs around their homes that need doing.  While some projects, like cleaning out the basement or scrubbing the toilets, can be done with a little elbow grease and effort, others require some money.  That’s where a mortgage pre-approval can be the start of a big project.

Getting a Cash-Out Refinance right now is the best way to fund a large renovation or repair project in your home.  You save money compared to taking out a bank loan, and especially against putting it on a credit card. 

A Cash-Out Refinance is a low-interest way to get that money in your pocket.

With a mortgage pre-approval for a cash-out refinance, you’re borrowing against the equity that you have already built in your home, by making your payments and the value appreciation of the property.  When you combine those with the incredibly low interest rates that are available right now, it’s a great time to put money back in your pocket.

This can fund larger projects.

If you have a crack in the basement foundation, now is the time to get it repaired.  If you have always wanted to put in a desk, now is the time.  For anyone that has dreamed of a new fence, a swimming pool, a hot tub, a cabana, a patio, or anything else that you can attach t your home, now is the time.

Getting a mortgage pre-approval is the first step, and you can do it entirely from the safety of your home, without ever having to leave.  Our 5-Minute Loan Approval process is 100% digital. 

Finding a project is easy – just look around and imagine what you could do with your home.  Funding it should be just as easy.  Start today with the 5-Minute Loan Approval and be ready to complete your big project this summer, or as soon as the lockdowns lift.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

A Fully Digital Mortgage For a Quarantine

A Fully Digital Mortgage For a Quarantine

With everyone quarantined to their homes to avoid COVID-19, we are all doing our part to flatten the curve of this virus and save lives.  This makes the old method of doing a mortgage…difficult.  Meeting face-to-face, signing documents in-person, and being together in general is either frowned-upon or outright illegal.

That’s why a fully digital mortgage has allowed homeowners from across the country to refinance their mortgages from the safety of their homes and kept themselves and our staff safe.

Our digital mortgage platform, The 5 Minute Mortgage Approval, allows borrowers to apply, upload documents, and sign online, without ever having to meet face-to-face.  We’ve taken as much risk of infection out of the process as possible to make this a smooth experience on both ends.

We still bring the same incredible customer service and speedy closings that we are known for, but with the safety and security of a digital mortgage.  We have both a web based platform and an app, meaning that you can update your application on the go or at your desk.

Right now, it is one of the best times in recent history to refinance your home.  Rates are incredibly low and home values are continuing to rise.  Borrowers are saving hundreds of dollars per month, and thousands over the course of their loans.

It’s also a terrific time to take cash-out of your home.  With bills piling up and people either out of work or unable to work their normal jobs, many are struggling to pay their bills and can use a low-interest rate advance of cash. 

With low interest rates, the equity that borrowers have built up can be used to put cash back in their pockets to pay off credit card debt, fund home improvements and repairs, and build a nest egg.

Many borrowers are also opting for a Rate and Term refinance, that will shorten the number of years remaining on the loan.  These loans save borrowers thousands of dollars in interest payments by reducing the remaining years that their loan is spread over, meaning that the loan is paid faster and with less interest paid.

There’s even an added bonus to refinancing with us – 2 months off from paying your mortgage with a closed refinance!  Taking 2 months off from making that mortgage payment is probably something that most families could use right now, right?

Now is the time to refinance your loan using our all digital mortgage to do it safely and quickly.  Don’t miss this opportunity to save money while putting money back in your hands.

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

A Fully Digital Mortgage For a Quarantine

A Fully Digital Mortgage For a Quarantine

With everyone quarantined to their homes to avoid COVID-19, we are all doing our part to flatten the curve of this virus and save lives.  This makes the old method of doing a mortgage…difficult.  Meeting face-to-face, signing documents in-person, and being together in general is either frowned-upon or outright illegal.

That’s why a fully digital mortgage has allowed homeowners from across the country to refinance their mortgages from the safety of their homes and kept themselves and our staff safe.

Our digital mortgage platform, The 5 Minute Mortgage Approval, allows borrowers to apply, upload documents, and sign online, without ever having to meet face-to-face.  We’ve taken as much risk of infection out of the process as possible to make this a smooth experience on both ends.

We still bring the same incredible customer service and speedy closings that we are known for, but with the safety and security of a digital mortgage.  We have both a web based platform and an app, meaning that you can update your application on the go or at your desk.

Right now, it is one of the best times in recent history to refinance your home.  Rates are incredibly low and home values are continuing to rise.  Borrowers are saving hundreds of dollars per month, and thousands over the course of their loans.

It’s also a terrific time to take cash-out of your home.  With bills piling up and people either out of work or unable to work their normal jobs, many are struggling to pay their bills and can use a low-interest rate advance of cash. 

With low interest rates, the equity that borrowers have built up can be used to put cash back in their pockets to pay off credit card debt, fund home improvements and repairs, and build a nest egg.

Many borrowers are also opting for a Rate and Term refinance, that will shorten the number of years remaining on the loan.  These loans save borrowers thousands of dollars in interest payments by reducing the remaining years that their loan is spread over, meaning that the loan is paid faster and with less interest paid.

There’s even an added bonus to refinancing with us – 2 months off from paying your mortgage with a closed refinance!  Taking 2 months off from making that mortgage payment is probably something that most families could use right now, right?

Now is the time to refinance your loan using our all digital mortgage to do it safely and quickly.  Don’t miss this opportunity to save money while putting money back in your hands.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

A Cash-Out Refinance For Quarantine Projects

A Cash-Out Refinance For Quarantine Projects

We’re all stuck inside right now.  If you’re looking around the house and deciding that there are parts of it that you want to change, there’s really never been a better time to get it done.  Do-it-yourself projects abound in this situation.  The best way to fund these efforts is with a Cash-Out Refinance.

Word of caution: all of these projects assume you have a basic level of competence and can perform the tasks described.  These are not all going to be for weekend carpenters.

If you’ve always wanted to re-do your floors, you’re not going to have a time when people are walking on them less, or that people that don’t live there will pop by and see your home in disrepair.  This is the time to tear up that carpet from the 80’s and replace it with some beautiful varnished hardwood.  Even though this isn’t a one-day project, it’s still something that you can do yourself if you’re motivated.

If you’re aching to add a bathroom or bedroom, go for it!  Using a Cash-Out Refinance to pay for all of the materials can help you increase the value of your home, and at the same time, make it the home you’re not upset to wait out the quarantine in.  Just make sure that you’re going to finish this project – a half-remodeled bathroom or partially installed bedroom can kill your home’s value.

It’s also a time to clean.  If you own a power-washer, go to town on your fenced and siding, or clean the grossness off of your patio or deck. 

When planning your budget, remember – nothing costs what you think it will.  Home improvement projects, no matter how well-planned, can balloon after the initial planning phases.  Make sure you don’t start right up against your budget.

Don’t forget to leave some budget room for these type of SNAFU’s:

  • The project outgrows your original plan. If you have to tear down walls, you could have a bigger project than you planned on if any of the walls you want to remove are load-bearing. If you’re going to knock down walls, hire an architect or professional to examine the home before you start.  Don’t ruin your home with lack of planning.
  • You find poorly done previous work. Not everyone is cut out for DIY projects.  You can find anything from poorly poured concrete to jury-rigged wiring in your walls and home.  While this can help you in the long run making your home safer and more valuable, it can stretch your home improvement budget to fix these other mistakes.
  • You bought appliances that don’t fit the home. When you buy a fridge or sink or bathtub, there are factors to consider.  Does it fit in the space provided?  Will it work with your current plumbing/wiring/gas setup?  If you don’t take these into consideration, you could end up with more work and expense than you planned on just to make the new appliances work.

Right now, with mortgage rates at all-time lows, it’s the time to refinance your home.  The best part of a Cash-Out Refinance?  You can skip 2 full months of payments after you close!

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval





Why Choose

The John Schutze Team

CUSTOMER SERVICE
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Use a Cash-Out Refinance For Quarantine Projects

Use a Cash-Out Refinance For Quarantine Projects

We’re all stuck inside right now.  If you’re looking around the house and deciding that there are parts of it that you want to change, there’s really never been a better time to get it done.  Do-it-yourself projects abound in this situation.  The best way to fund these efforts is with a Cash-Out Refinance.

Word of caution: all of these projects assume you have a basic level of competence and can perform the tasks described.  These are not all going to be for weekend carpenters.

If you’ve always wanted to re-do your floors, you’re not going to have a time when people are walking on them less, or that people that don’t live there will pop by and see your home in disrepair.  This is the time to tear up that carpet from the 80’s and replace it with some beautiful varnished hardwood.  Even though this isn’t a one-day project, it’s still something that you can do yourself if you’re motivated.

If you’re aching to add a bathroom or bedroom, go for it!  Using a Cash-Out Refinance to pay for all of the materials can help you increase the value of your home, and at the same time, make it the home you’re not upset to wait out the quarantine in.  Just make sure that you’re going to finish this project – a half-remodeled bathroom or partially installed bedroom can kill your home’s value.

It’s also a time to clean.  If you own a power-washer, go to town on your fenced and siding, or clean the grossness off of your patio or deck. 

When planning your budget, remember – nothing costs what you think it will.  Home improvement projects, no matter how well-planned, can balloon after the initial planning phases.  Make sure you don’t start right up against your budget.

Don’t forget to leave some budget room for these type of SNAFU’s:

  • The project outgrows your original plan. If you have to tear down walls, you could have a bigger project than you planned on if any of the walls you want to remove are load-bearing. If you’re going to knock down walls, hire an architect or professional to examine the home before you start.  Don’t ruin your home with lack of planning.
  • You find poorly done previous work. Not everyone is cut out for DIY projects.  You can find anything from poorly poured concrete to jury-rigged wiring in your walls and home.  While this can help you in the long run making your home safer and more valuable, it can stretch your home improvement budget to fix these other mistakes.
  • You bought appliances that don’t fit the home. When you buy a fridge or sink or bathtub, there are factors to consider.  Does it fit in the space provided?  Will it work with your current plumbing/wiring/gas setup?  If you don’t take these into consideration, you could end up with more work and expense than you planned on just to make the new appliances work.

Right now, with mortgage rates at all-time lows, it’s the time to refinance your home.  The best part of a Cash-Out Refinance?  You can skip 2 full months of payments after you close!

Call the best mortgage lender in Texas, Arien Bowersock’s Texas Loan Experts Team in Austin at (512) 669-8306 or visit BowersockTeam.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

Arien Bowersock

Arien Bowersock

I was born in Lubbock, TX and came to Austin in 1998 to attend the University of Texas. After graduating, I knew I didn’t want to leave Austin. On a whim, I took a job as a loan officer assistant and I haven’t looked back since! With over 15 years in this industry I know this market well. Not only do I help my clients with their mortgage, I assist with all other home buying needs. Whether it’s deciding on the best neighborhood, choosing a realtor, or giving my opinion on a paint color- I am here to help!
  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender





Texas Home Loans & Mortgages

HOME LOAN REFINANCE

Pay Off High Interest Debt and Cash-out Equity In Your Home

FHA HOME LOAN

Flexible Home Mortgage Guidelines With Attractive Rates

HARP HOME LOAN

Refinance Your Current Home Mortgage Without An Appraisal

JUMBO HOME LOAN

Higher-Dollar Home Loans From A Trusted Mortgage Lender

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed