Go back to: Mortgage News | Homepage

Get a Mortgage Pre-Approval Today For Summer Projects

Get a Mortgage Pre-Approval Today For Summer Projects

With the entire country continuing to stay home due to COVID-19, people are finding projects and repairs around their homes that need doing.  While some projects, like cleaning out the basement or scrubbing the toilets, can be done with a little elbow grease and effort, others require some money.  That’s where a mortgage pre-approval can be the start of a big project.

Getting a Cash-Out Refinance right now is the best way to fund a large renovation or repair project in your home.  You save money compared to taking out a bank loan, and especially against putting it on a credit card. 

A Cash-Out Refinance is a low-interest way to get that money in your pocket.

With a mortgage pre-approval for a cash-out refinance, you’re borrowing against the equity that you have already built in your home, by making your payments and the value appreciation of the property.  When you combine those with the incredibly low interest rates that are available right now, it’s a great time to put money back in your pocket.

This can fund larger projects.

If you have a crack in the basement foundation, now is the time to get it repaired.  If you have always wanted to put in a desk, now is the time.  For anyone that has dreamed of a new fence, a swimming pool, a hot tub, a cabana, a patio, or anything else that you can attach t your home, now is the time.

Getting a mortgage pre-approval is the first step, and you can do it entirely from the safety of your home, without ever having to leave.  Our 5-Minute Loan Approval process is 100% digital. 

Finding a project is easy – just look around and imagine what you could do with your home.  Funding it should be just as easy.  Start today with the 5-Minute Loan Approval and be ready to complete your big project this summer, or as soon as the lockdowns lift.

Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.

John Schutze

John Schutze

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

John Schutze

As one of the area’s top mortgage bankers for over 17 years, John Schutze considers his #1 goal to be providing a smooth and predictable mortgage experience for all involved. Named the 2017 Mortgage Professional of the Year by Austin Monthly, John has also been consistently selected for the Austin Business Journal Top Producer List.

The John Schutze Show

Recent Posts

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

Texas Home Loan Pre Approval

Why Choose

The John Schutze Team

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.