With rates at historic lows and home values rising rapidly. The answer is a huge YES.
Homeowners are currently sitting on trillions of dollars in unused equity, and home values have risen steadily, due to a shortage of available inventory in housing. There are thousands of homeowners who can give themselves a raise with a mortgage refinance in Austin right now.
A mortgage refinance in Austin comes in many forms.
A Cash-Out Refinance lets borrowers take the equity they have built in their home and turn it into cash. It can be used to pay off debt or make repairs or improvements to the house.
A Rate and Term Refinance can be used to shorten the length of the mortgage, allowing borrowers to save money on interest over the course of the loan.
Lowering mortgage interest rates with a mortgage refinance in Austin can save hundreds of dollars a month for homeowners. That can be a car payment or make all the difference when it comes to paying bills every month.
As an added bonus, every mortgage refinance that we close in Austin comes with two months off from making mortgage payments. Borrowers can really put some cash away in those two months, or use that time to get caught up on bills or just do something they love.
A mortgage refinance in Austin is worth it when interest rates are so low. Turning a mortgage that a borrower has from a few years ago with an interest rate in the 4’s or 5’s into a rate in the 2’s or 3’s is a huge difference in a borrower’s lifestyle.
Call the best mortgage lender in Texas, John Schutze’s Texas Loan Experts Team in Austin at (512) 775-6820 or visit JohnSchutze.com to apply now. Texas Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Texas Loan Experts.
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
WE ARE THE EXPERTS
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.
BETTER HOME LOANS WITH LOWER MORTGAGE RATES
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.