• Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Texas Mortgage Lender

5 Minute Texas Home Loan Pre Approval

The John Schutze Team

As a direct mortgage lender, Texas Loan Experts streamlines the process from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan- in as little as 14-days. Using the newest mortgage & home loan products and underwriting our own files allows us to approve loans & get mortgage rates that other lenders can’t.  The John Schutze Team works hard to make it easy on you!


John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes to advising his clients on the best mortgage type for their financial plan. With almost 20 years experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.

My purpose:
Empower my clients to make confident mortgage decisions with a clear presentation of the available mortgage options and valuable financial insight. Before becoming a Mortgage Originator in 2002, I was a financial adviser specializing in personal financial planning. I began to focus on helping my clients manage their mortgages, and then fully transitioned to the mortgage profession in 2002.

Communication is the key to a successful and satisfying home-buying experience. My team is proactive and we value consistent and timely communication between all parties throughout the entire loan process. Each interaction, whether it’s with a client, an associate or a friend, is an opportunity to leave a positive impression on a person’s life, and ultimately, the world.

I was born and raised here in Austin and have lived in Central Texas ever since. I graduated from Texas State University in San Marcos with a degree in finance with an emphasis in personal financial planning. I spend most of my spare time with my four kids. We enjoy camping and always have a little league game to go to!


Lorrayne is our amazing loan processor and master of communication! She’s been in the Mortgage Industry since 2003; and joined The John Schutze Team in 2016. 

Lorrayne is passionate about her career and takes great pride in ensuring excellent customer service and clear communication. 

Lorrayne will work closely with John and your Underwriter to ensure you have a great experience when purchasing or refinancing your home! Outside of work, Lorrayne enjoys hiking, cooking, and spending time with her daughter and grandson. 

Lorrayne’s motto: “Find something you love to do, and you’ll never have to work a day in your life”.

The John Schutze Show

Mortgage Testimonials



Your pre-approval is just the very first step in the home loan process, so you have to make sure to keep all of your other paperwork together and available for when you’re ready to buy. Being prepared will speed up the process immeasurably, so we’re not waiting on paperwork to finish. We can close for a prepared buyer in two weeks.


When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation. 

We work hard to make it easy on you. Nobody gets lower rates on better loans than Texas Loan Experts.

Why Choose

The John Schutze Team

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.