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Best Texas Mortage Lender

Texas Bank Statement Mortgage

bank statement Mortgage

The Bank Statement Mortgage changes the way business owners, entrepreneurs, start-up founders and the self-employed get approved for a mortgage. We were the first mortgage lender to offer business owners & self-employed individuals the flexibility of a bank statement mortgage- this loan uses your bank statements to confirm mortgage loan viability. With the bank statement mortgage, you can take advantage of business tax write offs, that would have otherwise affected your ability to secure the home loan amount you wanted.

Why is Bank Statement Mortgage Such A Great Loan Program?

  • No Tax Returns or Tax Transcripts required- ever
  • Income is calculated using average deposits in your bank account
  • 12 or 24 months Personal Bank Statements
  • 24 Months Business Bank Statements
  • Purchase a new home with as little as 10% Down
  • Rate and Term Refinance up to 90% of your home’s value
  • Cash out Refinance up to 80% of your home’s value
  • Loan amounts from $100,000 up to $2.5 Million
  • Debt to Income Ratios up to 55%
  • Adjustable, Fixed Rate Options, and Interest Only Options Available
  • Must be Self Employed for 2+ year

    Texas Mortgage & Home Loans For Business Owners

    Texas Loan Experts works with so many business owners and self-employed borrows because we make the mortgage process simple. I’m a business owner too, I get it! You should be able to take full advantage of your tax writeoffs. If you have been denied a mortgage because you write off all or some of your income on your tax returns, Texas Loan Experts can use your bank statements to determine if you can get a loan! It’s a far more accurate way to measure the income and creditworthiness of business owners and self-employed borrowers. Your success isn’t going to be held against you! You no longer have to balance your write-offs against your income. Texas Loan Experts uses your actual income to determine whether you can afford a mortgage, not your tax returns.

John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.