With a mortgage refinance you have the potential to lower your home loan’s interest rate and/or your monthly mortgage payment. Texas Loan Experts will pay off your current home mortgage and replace it with a new home loan. We can customize the term of your new home loan to fit your needs, 30-year and 15-year mortgages are most common. Homeowners call The John Schutze Team to ask about lowering their interest rate, lowering their monthly payment or cashing out their home’s equity.

Why should you refinance your home loan?

• Do you want to lower your mortgage interest rate? 
• Would you like to shorten your home loan term? 
• Do you want a lower monthly mortgage payment? 
• Do you need to consolidate debt? 
• Would you like to pull cash out from your home’s equity? 
• Do you have a second mortgage that you’d like to combine with a first mortgage? 
• Do you want to switch from an adjustable rate mortgage(ARM) to a fixed rate? 
• Do you need to remove someone from your current home loan?
  

  Complimentary mortgage analysis by Texas Loan Experts

  Every Texan with a mortgage can benefit from calling The John Schutze Team for a free mortgage analysis. In most cases, we can save Texas homeowners money, shorten their mortgage term, or help them cash out equity in their home. If there is something that can be done to improve your home loan, The Texas Loan Experts can close a new loan in as little as 14-days.

After we discuss your current mortgage situation, we will go over your short and long-term goals. From there, we will present you with the best available home loan options. Once you determine the best mortgage option for you and your family, we will set up an appointment to go over your new mortgage line by line. We can meet with you in our Texas Loan Experts office or come directly to you. Our customer service has always set us apart from the competition.

No other mortgage lender will make the home loan process as easy as we will. The John Schutze Team processes and underwrites all mortgage refinance loans in-house and get loans closed in as little as 14-days.