Guaranteed by the U.S. Department of Veteran Affairs (VA), a VA Loan is a mortgage loan that is only issued by approved lenders, like Texas Loan Experts, and then guaranteed through the VA. VA Loans enable veterans to purchase homes without requiring down payments or excellent credit scores.
The Texas VA loan program is more important than ever, as other lenders have tightened their lending requirements following the collapse of the national market in 2008. During that time, VA Loans became a critical lifeline for military homebuyers, many of whom were shut out of the buying process with insurmountable credit standards and lofty down payment requirements. Like any Texas home loan today, VA Loans come with a significant amount of details and specific information that needs be to reviewed carefully. Here at Texas Loan Experts, work hard to provide you with all the information and resources you need to file for a VA Loan.
Our team of Texas VA Loan Specialists go out of their way to create a personalized VA home loan experience for our Texas veterans. We will meet with you face to face, in your home, on base, at work, or wherever you like. It’s important for us to get to know you, so we can tailor your VA loan to your specific needs.
WE DO THE HEAVY LIFTING ON VA LOANS
Qualifying for a VA home loan requires several steps, starting with the VA’s Certificate of Eligibility. Through the Texas Loan Experts VA loan program, our team lightens your load by helping with every step of the VA loan process. We start by getting your VA Loan Certificate of Eligibility and we do all the VA paperwork for you!
We underwrite all our VA home loans in house. That means lower mortgage rates for you and no upfront or out of pocket costs—that includes the appraisal. When you work with the John Schutze team, there are never appraisal fees, or any other out of pocket costs.
John Schutze was born and raised in Austin, TX and graduated from Texas State University with a degree in finance. Beginning his career as a financial advisor, John has a unique perspective when it comes advising his clients on the best mortgage type for their financial plan. With almost 20yrs experience in the mortgage industry, John has helped over 1500 families purchase or refinance their home.
The John Schutze Team – Texas Loan Experts 10000 Research Blvd, Suite 252 Austin, Texas 78759
The Home Loan Expert, LLC NMLS#1326241